Buy Houses in Central Florida — Cash Offer in 24 Hours

As few as 7 days with Homvado. Because we pay cash, there’s no lender underwriting, no appraisal contingency, and no financing fall-through. The main variable is title — if there are liens, judgments, or probate issues to clear, it can take longer. We’ll tell you what’s realistic once we see the title.

Yes. Being delinquent does not stop you from selling. At closing, the title company pays your lender the full payoff amount from the sale proceeds and you keep whatever is left. You can sell at any point before the clerk files the certificate of sale.

Four realistic paths: reinstate the loan by paying the arrears, negotiate loss mitigation with your servicer (forbearance, repayment plan, or modification), sell the property and pay off the loan, or file bankruptcy to trigger an automatic stay. Selling is often the fastest way to preserve equity. Under Florida Statute 45.0315, the window closes when the certificate of sale is filed.

Yes. A lis pendens is notice that a lawsuit is pending — it isn’t a transfer of ownership. You still hold title and can still sell, as long as the sale pays off what’s owed and closes before the certificate of sale. Give us the case number and we’ll work backward from your actual auction date.

A company or investor that buys your home with its own funds instead of a mortgage. No lender means no underwriting, no appraisal, and no loan denial — which is why cash sales close in days rather than months. The tradeoff is that the offer is below full retail, because the buyer takes on the repairs, holding costs, and resale risk.

No. Florida does not require a listing agent to sell your home. You do need a title company or real estate attorney to handle the closing, and Homvado coordinates that. Selling directly to a cash buyer removes the commission entirely.

Usually yes on the gross price — and often less than you’d expect on the net. Subtract 5–6% commission, 1–3% closing costs, repair credits, and two to three more months of mortgage, taxes, insurance, and HOA dues from a listed sale, and the two numbers move closer together. We show you both so you can compare net to net.

iBuyers price algorithmically, charge a service fee (commonly around 5%), typically only buy homes in good condition within tight criteria, and often reduce the offer after inspection. Homvado prices the specific house, charges no fee, buys in any condition, and doesn’t renegotiate after the fact.

Often, yes. Once the court appoints a personal representative with authority to sell, the property can be conveyed — sometimes with a court order depending on the will and the county. We’ll coordinate with your probate attorney and the title company and structure the closing around the court’s timeline.

Yes. We buy occupied rentals and take the property subject to the existing lease. You don’t need to evict, wait out the term, or manage a turnover. Florida law requires that the lease be honored by the new owner, so nothing changes for your tenants at closing.

Yes. Central Florida code enforcement fines can accrue daily and become liens against the property. We buy houses with active violations, unpermitted additions, and open permits, and we handle the resolution after closing. Just tell us upfront so the offer accounts for it.

Chapter 13, and sometimes Chapter 7, allows a property sale with bankruptcy court approval. It requires coordination with your trustee and attorney and adds weeks to the timeline. We’ve closed these before — start with your attorney, then bring us in.

No. Requesting an offer is free. If you sell to Homvado, you pay no commission and no closing costs are charged to you as the seller. Existing liens, mortgage payoffs, and past-due property taxes come out of the sale proceeds, and we itemize all of it before you sign.

That’s a large part of what we buy. Roof replacement, foundation issues, plumbing and electrical, storm damage, mold, hoarding conditions. You spend nothing on repairs, clean nothing, and can leave behind anything you don’t want to move.